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	<title>Comments on: Are you in debt ? If so have you heard of Dave Ramsey ?</title>
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	<link>http://www.cauvin-inc.com/all-about-realestate/are-you-in-debt-if-so-have-you-heard-of-dave-ramsey/</link>
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		<title>By: mldjay</title>
		<link>http://www.cauvin-inc.com/all-about-realestate/are-you-in-debt-if-so-have-you-heard-of-dave-ramsey/#comment-2397</link>
		<dc:creator>mldjay</dc:creator>
		<pubDate>Tue, 30 Mar 2010 18:10:59 +0000</pubDate>
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		<description>He is great! Not only does he offer sound advice for people in debt but also sound advice for people out of debt and need to understand investing and insurance, etc.

He is right on with an emergency fund- if you don&#039;t have $1000 in the bank when you start the debt snowball, what will you use when you have an emergency? The dumb credit card!

He has great common sense on all things finance- he is great!&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;www.daveramsey.com</description>
		<content:encoded><![CDATA[<p>He is great! Not only does he offer sound advice for people in debt but also sound advice for people out of debt and need to understand investing and insurance, etc.</p>
<p>He is right on with an emergency fund- if you don&#8217;t have $1000 in the bank when you start the debt snowball, what will you use when you have an emergency? The dumb credit card!</p>
<p>He has great common sense on all things finance- he is great!<br /><b>References : </b><br /><a href="http://www.daveramsey.com" rel="nofollow">http://www.daveramsey.com</a></p>
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		<title>By: d.sutton80</title>
		<link>http://www.cauvin-inc.com/all-about-realestate/are-you-in-debt-if-so-have-you-heard-of-dave-ramsey/#comment-2396</link>
		<dc:creator>d.sutton80</dc:creator>
		<pubDate>Tue, 30 Mar 2010 17:44:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cauvin-inc.com/all-about-realestate/are-you-in-debt-if-so-have-you-heard-of-dave-ramsey#comment-2396</guid>
		<description>He&#039;s a good man for helping so many people with their debt and being a movitator but I don&#039;t get agree with a lot he says.

The main one is that he wants everyone to get an emergency fund immediately.  When people have credit card debts with double digit interest rates, why are they trying to build an emergency fund?  Get the damn cards paid off first then build the fund.  And I don&#039;t agree with him after you get your financial freedom, but I won&#039;t go into that.

I like what he is doing though and he needs to be the main man people go to for advice.  He&#039;s the Oprah and Dr. Phil of finances.  (If I only had one wish, ha ha).&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>He&#8217;s a good man for helping so many people with their debt and being a movitator but I don&#8217;t get agree with a lot he says.</p>
<p>The main one is that he wants everyone to get an emergency fund immediately.  When people have credit card debts with double digit interest rates, why are they trying to build an emergency fund?  Get the damn cards paid off first then build the fund.  And I don&#8217;t agree with him after you get your financial freedom, but I won&#8217;t go into that.</p>
<p>I like what he is doing though and he needs to be the main man people go to for advice.  He&#8217;s the Oprah and Dr. Phil of finances.  (If I only had one wish, ha ha).<br /><b>References : </b></p>
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		<title>By: Darklighter</title>
		<link>http://www.cauvin-inc.com/all-about-realestate/are-you-in-debt-if-so-have-you-heard-of-dave-ramsey/#comment-2395</link>
		<dc:creator>Darklighter</dc:creator>
		<pubDate>Tue, 30 Mar 2010 16:56:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.cauvin-inc.com/all-about-realestate/are-you-in-debt-if-so-have-you-heard-of-dave-ramsey#comment-2395</guid>
		<description>I have read his book; he has a lot of very good, simple ideas that can be hard to follow if you are not committed to getting out of debt.  If you are serious about it, though, those ideas can produce amazing results.

I was surprised to see how many of his ideas (especially the debt snowball) I had been using and getting good results from, prior to reading about them in his book.&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>I have read his book; he has a lot of very good, simple ideas that can be hard to follow if you are not committed to getting out of debt.  If you are serious about it, though, those ideas can produce amazing results.</p>
<p>I was surprised to see how many of his ideas (especially the debt snowball) I had been using and getting good results from, prior to reading about them in his book.<br /><b>References : </b></p>
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		<title>By: paradiseagain07</title>
		<link>http://www.cauvin-inc.com/all-about-realestate/are-you-in-debt-if-so-have-you-heard-of-dave-ramsey/#comment-2394</link>
		<dc:creator>paradiseagain07</dc:creator>
		<pubDate>Tue, 30 Mar 2010 16:21:59 +0000</pubDate>
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		<description>good for you...&lt;br&gt;&lt;b&gt;References : &lt;/b&gt;&lt;br&gt;</description>
		<content:encoded><![CDATA[<p>good for you&#8230;<br /><b>References : </b></p>
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